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2357 Stonebridge Dr. Flint, MI 48532

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Voluntary Benefits

Build a stronger benefit package without increasing costs

Surveys consistently show that employees who have access to voluntary benefits experience higher job satisfaction and a higher overall sense of financial well-being.  With rising deductibles, premiums and healthcare costs, voluntary benefits, even though employee-paid, create a financial safety-net for your employees by augmenting employer-paid benefits.

How Voluntary Benefits help you and your employees

  • Allows employees to tailor coverage to fit their personal needs.
  • Provides benefits that go beyond traditional employer paid benefits.
  • Boosts morale and productivity.
  • Paid with pre-taxed payroll, lowering taxes for both employer and employee.
  • Increases employee retention and employer’s ability to attract top talent.
  • Can be implemented and integrated easily with the standard group offering.

Set up at little or no cost

Voluntary benefits can be partially funded or fully funded funded by the employee at discounted group rates.

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More on the types of Voluntary Benefits available

Voluntary benefits available include a variety of highly desired benefits that are tailored by the employee to fit his or her individual needs and circumstances. These benefits fall into three crucial areas of wellness—health, financial well-being, and personal wellness or lifestyle. Each area addresses the unique challenges that individuals may face today, ensuring that employees have access to the support and resources they need to thrive both personally and professionally. Click the tabs below to learn more about these benefits.

These benefits include supplemental health plans that often complement core health insurance. Examples include:

  • Vision insurance and dental insurance which cover routine exams, preventative and restorative services, eye glasses, lenses, and more.
  • Accident insurance, hospital indemnity and critical illness insurance are plans that provide cash benefits directly to the policyholder for a qualifying accident, injury, illness or hospital stay to cover various expenses such as medical bills, living expenses, or lost wages.
  • Gap insurance supplements health insurance and pays a significant amount of the deductible on a major medical plan.

These benefits can help employees manage their finances and plan for the future. Examples include:

  • Term or Permanent Life Insurance which pays a death benefit to a named beneficiary in the even of death of the employee, and some life policies build a cash value that can be used for life’s milestones.
  • Short term or Long term Disability Insurance replaces the employee’s income should they become unable to work due to a qualifying illness or injury.

These benefits are designed to provide employees with additional financial protection and peace of mind, and cater to employees’ personal lives. Examples include

  • Identity Shield provides monitoring of personal information, fraud alerts, and restoration services.
  • Legal Shield offers access to attorneys for various legal matters, including employment law, consumer protection, and more.
  • Wellness plans offer gym memberships, stress management resources, preventative health screenings and more.
  • Pet insurance that may include diagnostic tests, surgeries, hospital stays, prescriptions, and routine care like vaccinations and checkups.

These benefits include supplemental health plans that often complement core health insurance. Examples include:

  • Vision insurance and dental insurance which cover routine exams, preventative and restorative services, eye glasses, lenses, and more.
  • Accident insurance, hospital indemnity and critical illness insurance are plans that provide cash benefits directly to the policyholder for a qualifying accident, injury, illness or hospital stay to cover various expenses such as medical bills, living expenses, or lost wages.
  • Gap insurance supplements health insurance and pays a significant amount of the deductible on a major medical plan.

These benefits can help employees manage their finances and plan for the future. Examples include:

  • Term or Permanent Life Insurance which pays a death benefit to a named beneficiary in the even of death of the employee, and some life policies build a cash value that can be used for life’s milestones.
  • Short term or Long term Disability Insurance replaces the employee’s income should they become unable to work due to a qualifying illness or injury.

These benefits are designed to provide employees with additional financial protection and peace of mind, and cater to employees’ personal lives. Examples include

  • Identity Shield provides monitoring of personal information, fraud alerts, and restoration services.
  • Legal Shield offers access to attorneys for various legal matters, including employment law, consumer protection, and more.
  • Wellness plans offer gym memberships, stress management resources, preventative health screenings and more.
  • Pet insurance that may include diagnostic tests, surgeries, hospital stays, prescriptions, and routine care like vaccinations and checkups.

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Our professional brokers are trained to assess and understand your needs.

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We work with many top carriers to find you the right solution to reach your goals.

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810-230-1266

Take care of the people that matter most with solutions designed around you.

Our Office

Security First Benefits Corporation

2357 Stonebridge Dr.
Flint, MI 48532

Let’s chat about our dedicated employee benefit and compliance advisory services, in addition to value-add administration and HR tools.

More on Voluntary Benefits

Voluntary benefits are optional. While they can be partially funded by the employer, typically they are fully employee-paid benefits offered by employers at a group rate, allowing employees to supplement their core benefits at very affordable rates, when compared to buying them individually.

Employees pay for these plans through payroll deductions and can tailor their coverage to fit their specific needs and budget.

Here’s how Voluntary Benefits work:
  1. Employer Offers: Your employer provides access to a selection of voluntary benefit plans, which are often products or services that fill gaps in a typical benefits package.
  2. Employee Chooses: During open enrollment or other qualifying events, you choose which voluntary benefits you want to enroll in.
  3. Payroll Deduction: The cost of the selected benefits is deducted directly from your paycheck.
  4. Portable: Most voluntary benefit plans are portable, meaning you can take the coverage with you if you change employers or retire.
MEDICARE DISCLAIMER:

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Other Important Disclaimers:  Security First Benefits Corporation is a licensed health insurance agent authorized to market Medicare Insurance Plans. This is a solicitation for insurance.  Please note a sales agent may call as a result of your inquiry for a quote.  The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information contact the plan. Limitations, copayments, and restrictions may apply. Please note you have no guarantee issue.

Security First Benefits Corporation is not part of the Federal Medicare System.

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